Are you "house-rich but cash-poor"?

In other words, you spend so much on your mortgage (and building equity) that you don't have cash to spend on other needs. The key is to get back into financial balance. Each case is different, so do your homework and consider these actions:

  1. Sell your house and buy (or rent) something smaller. Sounds drastic, but it frees up assets and is particularly relevant if you are close to retirement.

  2. Refinance your current mortgage (when mortgage rates are down). Talk to a loan expert to see if this option would be beneficial to you. If you can't keep up with your mortgage, check out info at

  3. Look into a reverse mortgage (if you're 62 or older). This lets you access your equity but there are up-front costs and you'll want to remain in your house for the rest of your life. Talk to a financial planner to fully understand this option.

Would You Like To Know How Much Your Neighbor's Home 
Listed Or Sold For?

                Maybe you're just curious. Or maybe you want to know how much your home is worth. Either way, I can help...with no "sales pitches" or run-arounds. Call me at 
619-800-1145 and I'll give you all the facts.